Renting and Buying
- Apartment Rental
![[an illustration of a for rent sign]](https://libapps.s3.amazonaws.com/accounts/207308/images/for-rent-148891_640.png)
Use this resource to determine your potential rent costs. - Buy Your Home
![[an illustration of a gold medallion]](https://libapps.s3.amazonaws.com/accounts/207308/images/real-estate-465100_640.jpg)
Use this resource to determine potential home mortgage costs.
Can you afford to purchase a new car?
- Buying New Car
Watch this video for ideas to think about when purchasing a car. - Kelley Blue BookUse this link to price a car.
Things to Consider:
- Always take the shortest loan
- Make the largest down payment as possible
- Compare upkeep of used car to new car
- Compare cost of insurance include (under insured and uninsured motorist)
- Car Payment Calculator
Use this link to project the cost of a car payment.
Public Transport
Insurance Calculators
- Insurance Calculators
![[a photograph of a red car crashing into a yellow car]](//libapps.s3.amazonaws.com/customers/2058/images/crash-test-1620591_960_720-pixabay.jpg)
Use this resource to determine your potential car or life insurance needs. - Insurance for Health Care ProvidersIf you work as a LPN/RN nurse, doctor, dentist, chiropractor, pharmacist, or another health care related field, the entry level average is $7,500 for annual medical malpractice insurance (that's $625 premium per month).
- Health Care Spending Calculator
![[a pie chart image showing taxes, out of pocket health costs, and health insurance premiums]](//libapps.s3.amazonaws.com/customers/2058/images/kaiser-healthinsurancepremiumspie.PNG)
If you are single or have a family, better/worse health, and income rounded to the nearest $25k, then you can find your average health insurance premiums and out of pocket costs.
![[a photograph of a red car crashing into a yellow car]](http://libapps.s3.amazonaws.com/customers/2058/images/crash-test-1620591_960_720-pixabay.jpg)
![[a pie chart image showing taxes, out of pocket health costs, and health insurance premiums]](http://libapps.s3.amazonaws.com/customers/2058/images/kaiser-healthinsurancepremiumspie.PNG)
Average Cost of Other Expenses
![[an image of five other expense categories connected by a black line, showing the annual cost for each expense]](http://libapps.s3.amazonaws.com/customers/2058/images/fye105-otherexpenses.jpg)
These average expenditures are from the 2017-2018 Consumer Expenditure Surveys, for one person under 25 years old and living in the South.
Grocery Costs
- Grocery Price Per Month Calculator
![[a screenshot of a tabulated cost per week and per month for a grocery budget]](//libapps.s3.amazonaws.com/customers/2058/images/spendsmart-grocerylist.PNG)
Figure out how much you should be spending on one person, or more, per month by answering a few questions.
![[a screenshot of a tabulated cost per week and per month for a grocery budget]](http://libapps.s3.amazonaws.com/customers/2058/images/spendsmart-grocerylist.PNG)
Electrical Costs
- Electrical Energy Cost Calculator
![[an image of a completed chart about energy use based on appliances and energy use in the home]](//libapps.s3.amazonaws.com/accounts/207308/images/csgnetwork-energycalc.PNG)
Select from tons of choices to see what your total energy bill would be!
![[an image of a completed chart about energy use based on appliances and energy use in the home]](http://libapps.s3.amazonaws.com/accounts/207308/images/csgnetwork-energycalc.PNG)